Most of the things that owners have been having problems with should be covered with your 7/70 powertrain warranty. If you need the peace of mind, plan on keeping the PT for a long time, don't do any of your own work and don't have any spare cash in case other parts go wrong, IMHO go for the extended service contract.
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 ...just CREWZIN along! ® . . . PT Cruiser Links Moderator 
2000 PT. Original Owner, 110,000 miles
MY technical suggestions are given in GOOD FAITH without total guarantee, if in doubt go to a Garage.
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