Wow.
I'm drained. So I had the dealer fix the rack and pinion which ended up being the vinyl 'rubbing' sound in the steering column. Chrysler covered that and I payed $150 as a co-pay even though I was out of the 36K mile warranty.
The squealing sound from the engine was the serpintine belt, replaced for
$40. They also informed me I have 10% left on my front brakes. I replaced all my brakes and rotors last December so here I am again having to dump money for the brakes.
So instead, I bought Napa Ceramic pads for 90$ which includes the lube kit and all the parts and Napa replacement rotors, thanks to reading all the info on this forum

I am so done with Mopar stock brake pads. If they destroy the rotors so fast I might as well upgrade the pads to save the life of the rotor.
This forum has saved me alot of $$$.