Sorry, but yeah: you should expect to pay the amount of your deductible. The only way I know of that you would NOT be out-of-pocket for it, is if YOUR insurance agency could recover it from HIS insurance agency---- which I know ain't gonna happen here, since the jerk who hit you did it hit-and-run. It's unfortunate, but yes, the victim does end up paying in these situations.
Have you already gotten your Cruiser in for the repairs? Shucks, mine's not even getting the estimate until this next Friday!
