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Extended Warranty, Is it Worth it?

 
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Old 16 Jan 2006, 02:40 pm
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Default Extended Warranty, Is it Worth it?

[8)]MY Touring PT which Ive maintained well,,its an '03 with 32,500miles with the standard warranty 3/36 & 7/70 powertrain. April 16th the 3/36 will be up along with probably at 36k miles. Are the extended warranties worth buying..COST $1200 thru 60k miles or 5years.... Pros & cons? Its $1200 cash so I looking for input with folks who have theirs for 60k miles and took good care,,, (not the neglected ones,,haha) again Thanks MJB[?]
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Old 16 Jan 2006, 04:55 pm
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I just past 76K...the warranty I had ran out at 3/36. Personally, if you have the powertrain 7/70, I think your pretty well covered. Most of the things that are going wrong will be covered by that.
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Old 16 Jan 2006, 05:18 pm
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If you look on-line, you can find a better extended bumper-to-bumper warranty at a much better price than what the dealership can offer. Bumper-to-bumper factory waranty expires after 35 or 36, 000 and most people have the powertrain coverage for up to 70,000. That covers most of your engine needs. But the B.T.B. warranty will cover EVERYTHING. Like power window motors, new starter, new a/c motor, fuel pump....etc. If you check out the consumer reports, on extended warranties you will find some cheap ones, but those aren't always the best. Make sure you read the fine print and compare the number of years they will cover. Most will offer you a monthly payment plan also. Good luck, hope this helps.
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Old 16 Jan 2006, 06:37 pm
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"if you have the powertrain 7/70, I think your pretty well covered. Most of the things that are going wrong will be covered by that."

thats what i think also

keep in mind that after the 1200.00 price,there is also deductable and i think its like 100.00
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Old 16 Jan 2006, 08:47 pm
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[8]Thanks for the thoughts.. I was leaning on just sticking with the current 7/70 warranty. The $1200 carries 0 deductble but alot ofcash in my opinion for only 2 more years and only 60k..... I just wanted thoughts from people with alot of miles & their experiences with any problems so I could way it out. [^]Thanks MJB
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Old 16 Jan 2006, 09:27 pm
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I own a company that sells office equipment. We offer service contracts and let me tell you service contrats are not designed to save the customer money but to make money for the provider. The same is true of car warranties they are designed to make the provider a profit. That is not to say that sometimes they won't save you money but it is just like the casinos, the odds are always with the house.
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Old 16 Jan 2006, 10:22 pm
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You might want to check with warrantydirect.com - they seem to have a good reputation and good prices.
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Old 17 Jan 2006, 06:30 am
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Quote:
quote:Originally posted by Wicked_PT

If you look on-line, you can find a better extended bumper-to-bumper warranty at a much better price than what the dealership can offer.
No, don't buy any warranty for your Chrysler that doesn't come from Daimler Chrysler Service Contracts!

They do all of the billing electronically from the Chrysler service department, and you drive away without paying anything except your deductable, if you have one.

However, the odds are that your car will go more than 60 or 70,000 miles before it needs something major, especially if you have been following the manufacturers recommended maintenance schedule, so save your money.


My experience has been that things break the day after the warranty ends anyway.



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Old 17 Jan 2006, 06:36 am
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Oh yeah, I forgot to mention that they usually do not cover diagnosis. So if you buy a Chrysler extended warranty and you car breaks down, Chrysler dealers can still charge you to diagnose what the problem is.

For that reason alone, don't buy it!
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Old 18 Jan 2006, 10:07 am
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At my car care clinics I talk about consumer awareness in regard to not only detailing but on how to buy a car. Dealers are not making as much money anymore with the net around on the price of the car, so they make money on the after market add ons. They include extended warranty/ rust proofing/undercoating and my biggest pet peve THE AFTER MARKET PAINT SEALANT, PRICES AROUND HERE FOR THAT ARE ANYWHERE FROM $700-$1200. same product I sell for $10 a bottle which does 4 cars. How people become so gulable to fall for that trap is beyond me. Gary
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