Reasonable Auto Insurance Rates

[ptcruisersteve]

Who do you buy your car insurance from?

Who's good? Who's cheap?

I've been with State Farm for serveral years, but my car insurance just went up 20% so I am thinking that I might be able to save some funds switching over to another company with better rates. I am in California.

Any suggestions?

[chuzz]

I USED to have State Farm too, Steve. When they raised my rates last year, I went shopping. I'd never had a claim with the Farm and it pissed me off. I got the same coverage with Geico and it was about $200 a year less. And I also switched my Chrysler 200 at the same time (of course) and they saved me $27 per month on it! We won't get into the outrageous homeowners rates that I was giving State Farm, but switching to a company thru Geico saved me over a grand per year!

[rob302]

E-surance is a division of Allstate. Someone with it rear ended my mother. Didn't even hardly leave a mark on the 1999 caravan, but the adjuster was amazing and we had $8-900 in hand within a week. When I need to ditch State farm some day, I'm calling e-surance first. They were actually so nice and caring when I was dealing with them. I feel like they cared about me and wanted me to become their customer.

State farm raised me and I gave them hell about it and got it back down by dropping rental car coverage. When they raised mine they were trying to get me to raise my low $500 deductibles. Is that what they doing to you?

State farm is funny, my mustang gt is cheaper than the pt

[LionPT]

I've had MetLife since 2000, but I've never had to use it.

[CREWZIN]

I'm in the process of switching from The Hartford to Allstate for both Home and 2 cars (PT and 2014 Chevy Cruze). I thought Hartford was good but looking around and comparing rates, Allstate will save me nearly $1000 a year for both policies. My Vette is separate with a collector car company (American Collector Insurance).

[ptcruisersteve]

Originally Posted by rob302

E-surance is a division of Allstate. Someone with it rear ended my mother. Didn't even hardly leave a mark on the 1999 caravan, but the adjuster was amazing and we had $8-900 in hand within a week. When I need to ditch State farm some day, I'm calling e-surance first. They were actually so nice and caring when I was dealing with them. I feel like they cared about me and wanted me to become their customer.

State farm raised me and I gave them hell about it and got it back down by dropping rental car coverage. When they raised mine they were trying to get me to raise my low $500 deductibles. Is that what they doing to you?

State farm is funny, my mustang gt is cheaper than the pt

First it was our health insurance that was getting out of control and now it's the car insurance!

I have all of my insurance with State Farm. Six months ago I had increased my deductible to $1000 just to try and keep the rate down on the Pt Cruisers but now even with $1000 deductible they are increasing the rate $200 a year per vehicle and this is with multiple vehicles on the policy and being under an umbrella.

[ptcruisersteve]

This is from J.D. Powers

Following are the highest-ranked auto insurance brands by region:

California - E-insurance
Central - Auto-Owners Insurance
Florida - Auto-Owners Insurance
Mid-Atlantic - The Hartford
New York - The Hartford
North Central - Auto-Owners Insurance
Northwest - PEMCO Insurance
Southeast - Farm Bureau Insurance – Tennessee
Southwest - The Hartford
Texas - Texas Farm Bureau

[rob302]

so are you planning to try e-surance / allstate?

https://www.nerdwallet.com/blog/insu...e-vs-allstate/

says allstate is 47% cheaper than e-surance in california

[ptcruisersteve]

So far for California it looks like Allstate or E-insurance is getting good reviews and reasonable prices.

Allstate, Geico, Progressive or State Farm: Which One Is Best for You?
https://www.nerdwallet.com/blog/insu...rm-comparison/

NerdWallet’s auto insurance rating for Allstate: 8th out of 21 insurers
https://www.nerdwallet.com/blog/insu...rance-reviews/

I will be checking out Automobile Club of Southern California.
https://www.nerdwallet.com/blog/insu...nce-companies/

[ptcruisersteve]

Originally Posted by rob302

so are you planning to try e-surance / allstate?

https://www.nerdwallet.com/blog/insu...e-vs-allstate/

Hey Rob,
You are too quick for me.
I was considering E-insurance but I can't hear the phone so I will probably check on Allstate first as they have customer service. And of course you mentioned the rates are cheaper at Allstate. Thanks